{"id":20959,"date":"2026-03-28T20:12:36","date_gmt":"2026-03-28T12:12:36","guid":{"rendered":"https:\/\/www.hkseniormall.com\/?page_id=20959"},"modified":"2026-04-04T18:33:46","modified_gmt":"2026-04-04T10:33:46","slug":"payment-policy","status":"publish","type":"page","link":"https:\/\/www.hkseniormall.com\/en\/payment-policy\/","title":{"rendered":"Payment Policy"},"content":{"rendered":"<p data-path-to-node=\"22\"><b data-path-to-node=\"22\" data-index-in-node=\"0\">Securely Processed via YedPay<\/b> To ensure customer data security, all online transactions at <b data-path-to-node=\"22\" data-index-in-node=\"27\">HKSeniorMall<\/b> are processed through <b data-path-to-node=\"22\" data-index-in-node=\"51\">YedPay<\/b>. As a licensed payment service provider, YedPay holds <b data-path-to-node=\"22\" data-index-in-node=\"81\">PCI DSS Level 1 certification<\/b> (the highest global security standard), ensuring your payment data is fully encrypted and never stored on our servers.<\/p>\n<h3 data-path-to-node=\"23\">1 Accepted Payment Methods<\/h3>\n<p data-path-to-node=\"24\">We offer a variety of flexible payment methods to suit your needs:<\/p>\n<p data-path-to-node=\"25\"><b data-path-to-node=\"25\" data-index-in-node=\"0\">Online Payments via YedPay:<\/b><\/p>\n<ul data-path-to-node=\"26\">\n<li>\n<p data-path-to-node=\"26,0,0\"><b data-path-to-node=\"26,0,0\" data-index-in-node=\"0\">Credit Cards:<\/b> Visa, Mastercard<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"26,1,0\"><b data-path-to-node=\"26,1,0\" data-index-in-node=\"0\">Mobile Payments:<\/b> Apple Pay, Google Pay<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"26,2,0\"><b data-path-to-node=\"26,2,0\" data-index-in-node=\"0\">E-Wallets:<\/b> WeChat Pay HK, Alipay HK<\/p>\n<\/li>\n<\/ul>\n<p data-path-to-node=\"27\"><b data-path-to-node=\"27\" data-index-in-node=\"0\">Other Payment Methods:<\/b><\/p>\n<ul data-path-to-node=\"28\">\n<li>\n<p data-path-to-node=\"28,0,0\"><b data-path-to-node=\"28,0,0\" data-index-in-node=\"0\">FPS (Faster Payment System):<\/b> Direct transfer with instant confirmation.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"28,1,0\"><b data-path-to-node=\"28,1,0\" data-index-in-node=\"0\">Cash on Delivery (COD):<\/b> Pay in cash directly to our delivery team upon receipt of goods.<\/p>\n<\/li>\n<\/ul>\n<p><img decoding=\"async\" src=\"https:\/\/www.HKSeniorMall.com\/wp-content\/themes\/new-theme\/images\/payment\/apple_pay.png\" alt=\"Apple Pay\" style=\"max-width:100px;\" loading=\"lazy\"><img decoding=\"async\" src=\"https:\/\/www.HKSeniorMall.com\/wp-content\/themes\/new-theme\/images\/payment\/visa.png\" alt=\"Visa\" style=\"max-width:100px;\" loading=\"lazy\"><img decoding=\"async\" src=\"https:\/\/www.HKSeniorMall.com\/wp-content\/themes\/new-theme\/images\/payment\/master.png\" style=\"max-width:100px;\" alt=\"Mastercard\" loading=\"lazy\"><img decoding=\"async\" src=\"https:\/\/www.HKSeniorMall.com\/wp-content\/themes\/new-theme\/images\/payment\/unionpay.png\" style=\"max-width:100px;\" alt=\"UnionPay\" loading=\"lazy\"><img decoding=\"async\" src=\"https:\/\/www.HKSeniorMall.com\/wp-content\/themes\/new-theme\/images\/payment\/alipay_hk.png\" style=\"max-width:100px;\" alt=\"Alipay HK\" loading=\"lazy\"><img decoding=\"async\" src=\"https:\/\/www.HKSeniorMall.com\/wp-content\/themes\/new-theme\/images\/payment\/payme_hk.png\" style=\"max-width:100px;\" alt=\"PayMe\" loading=\"lazy\"><img decoding=\"async\" src=\"https:\/\/www.HKSeniorMall.com\/wp-content\/themes\/new-theme\/images\/payment\/fps_hk.png\" alt=\"FPS\" style=\"max-width:100px;\" loading=\"lazy\"><img decoding=\"async\" src=\"https:\/\/www.HKSeniorMall.com\/wp-content\/themes\/new-theme\/images\/payment\/wechatpay.png\" style=\"max-width:100px;\" alt=\"WeChat Pay\" loading=\"lazy\"><\/p>\n<h3 data-path-to-node=\"29\">2 Payment Process<\/h3>\n<ol start=\"1\" data-path-to-node=\"30\">\n<li>\n<p data-path-to-node=\"30,0,0\"><b data-path-to-node=\"30,0,0\" data-index-in-node=\"0\">Checkout:<\/b> Add items to your cart and enter shipping details.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"30,1,0\"><b data-path-to-node=\"30,1,0\" data-index-in-node=\"0\">Selection:<\/b> Choose your preferred payment method at the final stage.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"30,2,0\"><b data-path-to-node=\"30,2,0\" data-index-in-node=\"0\">Verification:<\/b> Online payments require completion of 3D Secure (Visa\/Mastercard) verification.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"30,3,0\"><b data-path-to-node=\"30,3,0\" data-index-in-node=\"0\">Confirmation:<\/b> Upon successful payment, you will immediately receive order confirmation via email and WhatsApp.<\/p>\n<\/li>\n<\/ol>\n<h3 data-path-to-node=\"31\">3 Currency and Pricing<\/h3>\n<ul data-path-to-node=\"32\">\n<li>\n<p data-path-to-node=\"32,0,0\">All prices are displayed in <b data-path-to-node=\"32,0,0\" data-index-in-node=\"6\">Hong Kong Dollars (HKD)<\/b>.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"32,1,0\">The price shown at checkout is the final sale price, inclusive of all applicable taxes.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"32,2,0\">If paying with a non-HKD credit card, your issuing bank may charge a foreign currency conversion fee.<\/p>\n<\/li>\n<\/ul>\n<h3 data-path-to-node=\"33\">4 Cash on Delivery (COD) Special Terms<\/h3>\n<p data-path-to-node=\"34\">Customers opting for Cash on Delivery should note:<\/p>\n<ul data-path-to-node=\"35\">\n<li>\n<p data-path-to-node=\"35,0,0\"><b data-path-to-node=\"35,0,0\" data-index-in-node=\"0\">Prepare Exact Change:<\/b> Please have the exact total order amount (including shipping) in cash ready, as our delivery personnel may not be able to provide change.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"35,1,0\"><b data-path-to-node=\"35,1,0\" data-index-in-node=\"0\">Payment Before Receipt:<\/b> Full cash payment must be made before goods can be collected.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"35,2,0\"><b data-path-to-node=\"35,2,0\" data-index-in-node=\"0\">Management Rights:<\/b> For risk management purposes, we reserve the right to restrict COD usage for specific orders.<\/p>\n<\/li>\n<\/ul>\n<h3 data-path-to-node=\"36\">5 Payment Security and Support<\/h3>\n<ul data-path-to-node=\"37\">\n<li>\n<p data-path-to-node=\"37,0,0\"><b data-path-to-node=\"37,0,0\" data-index-in-node=\"0\">Encryption Protection:<\/b> This website uses SSL\/TLS encryption to secure data transmission.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"37,1,0\"><b data-path-to-node=\"37,1,0\" data-index-in-node=\"0\">Privacy Assurance:<\/b> We do not store your credit card numbers or CVV codes in our own systems.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"37,2,0\"><b data-path-to-node=\"37,2,0\" data-index-in-node=\"0\">Payment Failure:<\/b> If payment fails, please check your credit card details, balance, or contact your issuing bank. If the issue persists, contact our customer service team for assistance.<\/p>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Securely Processed via YedPay To ensure customer data s [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-policy.php","meta":{"footnotes":""},"class_list":["post-20959","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.hkseniormall.com\/en\/wp-json\/wp\/v2\/pages\/20959","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hkseniormall.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.hkseniormall.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.hkseniormall.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hkseniormall.com\/en\/wp-json\/wp\/v2\/comments?post=20959"}],"version-history":[{"count":6,"href":"https:\/\/www.hkseniormall.com\/en\/wp-json\/wp\/v2\/pages\/20959\/revisions"}],"predecessor-version":[{"id":21222,"href":"https:\/\/www.hkseniormall.com\/en\/wp-json\/wp\/v2\/pages\/20959\/revisions\/21222"}],"wp:attachment":[{"href":"https:\/\/www.hkseniormall.com\/en\/wp-json\/wp\/v2\/media?parent=20959"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}